Well, it's just about official, we will not be digging Monday 4/23. Are banks the most inefficient entity in the world? This afternoon, someone from the bank finally responded telling me they just got the appraisal back, it was done on 4/5 (supposedly) and was supposed to be turned in to the bank within 3-4 days. So now the appraisal department is reviewing it, then we'll have to sign some more papers, then the underwriter will get the file again, and we're hoping to close on the loan next week. FFS! They've known the dig date all along and the appraisal was ordered 3/29.